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Florida HOA Guides & Resources

Everything we publish for Florida boards — verification guides, state law, and the full management-company directory.

The essentials

Manager licensing

Management firms operating in Florida must hold a Community Association Business (CAB) license issued by DBPR under Chapter 468, Part VIII of the Florida Statutes and Rule 61E14 of the Florida Administrative Code. Individual managers must hold a separate Community Association Manager (CAM) license. The licensing threshold applies when a manager receives compensation for managing an association with more than 10 units or an annual budget exceeding $100,000. More than 1,900 CAB-licensed management firms are active in Florida, along with more than 23,000 individually licensed CAMs.

Governing law

Three separate Florida statutes define the legal obligations of different association types. Condominium associations — the most heavily regulated — operate under Chapter 718 of the Florida Statutes (the Condominium Act), which governs budgeting, reserve funding, board elections, and structural inspections. Cooperative associations follow Chapter 719. Single-family homeowners associations are governed by Chapter 720, which sets baseline standards for records access, meeting notices, and enforcement, but imposes fewer mandates than Chapter 718. Florida's Department of Business and Professional Regulation (DBPR) registers condominium, cooperative, and mobile-home-park associations (30,954 current registrations in the DBPR database) and investigates statutory violations against those entities.