Verified Florida HOA management company with 4 verified associations and CAB license data for Okaloosa County.
The DBPR Management Registry lists 4 verified associations
(86 units) under this firm, staffed by 4 licensed CAMs.
Sunbiz adds 15 HOA corporations as further corroboration.
Okaloosa County · FLCAB Licensed15+ yrs licensedExpires September 30, 2027
CAB status
Active
Renewal September 30, 2027
Total doors
241
SF homes + condo / co-op units
County peers
28
Active firms in Okaloosa County
Google rating
2.8★
20 reviews on Google
Sunbiz registered-agent record. PANHANDLE MANAGEMENT LLC is the listed Registered Agent for 15 active Florida HOA corporations on the Florida Division of Corporations registry.
PANHANDLE MANAGEMENT LLC is a state-licensed (CAB, Active) HOA management company based in Niceville (Okaloosa County), Florida. The company manages 4 registered associations and holds a 2.8★ Google rating across 20 reviews. It has been in business since 2007 and is one of 28 firms serving Okaloosa County.
01THE PRESERVE AT SWIFT CREEK HOMEOWNERS ASSN., INCActive · Sunbiz
02MARINA VILLAS AT BLUEWATER BAY CONDOMINIUM ASSOCIATION, INC.Active · Sunbiz
03WATREE GARDEN HOA, INC.Active · Sunbiz
04ROYAL OAK VILLAGE PATIO HOMES ASSOCIATION, INC.Active · Sunbiz
05STILLWELL ESTATES HOMEOWNERS ASSOCIATION INC.Active · Sunbiz
Showing 5 of 15 associations verified in Sunbiz.
DBPR Management Registry
Verified 4 properties · 86 units
01Garden Oaks A Condo42 units · Okaloosa
02Marina Villas At Bluewater Bay, A Condo18 units · Okaloosa
03Country Club Condo Assn., Inc.16 units · Okaloosa
04Lakeside At Bluewater Bay Condos, Ph 410 units · Okaloosa
Condo & co-op properties on file
C/O filing 4 properties · 86 units
01GARDEN OAKS A CONDO42 units · Okaloosa
02MARINA VILLAS AT BLUEWATER BAY, A CONDO18 units · Okaloosa
03COUNTRY CLUB CONDO ASSN., INC.16 units · Okaloosa
04LAKESIDE AT BLUEWATER BAY CONDOS, PH 410 units · Okaloosa
Licensed management staff
Source · DBPR · licenseRelation · 2 active / 4 on record
CAM27358
Souders, Carmen Lynn
Primary Designated CAM - CAM Firm
Active
CAM27358
Souders, Carmen Lynn
CAM - CAM Firm
Active
CAM27359
Souders, Vicki Lynn
CAM Employee - CAM Firm
Active
CAM27359
Souders, Vicki Lynn
CAM - CAM Firm
Active
Disciplinary record
Source · DBPR · public complaint log & disciplinary orders
No disciplinary actions found in DBPR records
Our search of Florida DBPR complaint and disciplinary records returned no results for this license. This reflects what we found — not a guarantee of a clean history. Always verify directly with DBPR and ask the firm for its complaint history before signing a management contract.
No enforcement actions found in public records as of May 13, 2026.
E&O insurance
Request proof of Errors & Omissions and general liability coverage directly from the firm — not tracked in public records.
Contract terms
Review termination notice period, management fee structure, and full scope of services before signing.
References
Ask for 2–3 current board president contacts from comparable communities.
This checklist covers publicly verifiable items only. Always obtain and review a complete management contract, certificate of insurance, and professional references before making a final selection.
Data sourced from Florida DBPR CAB license records, Sunbiz, and DBPR Division of Condominiums. Page generated August 24, 2026.
This page is provided for shortlisting and initial verification purposes only and does not constitute a recommendation or endorsement. Verify all license, enforcement, and contact details directly with the relevant regulatory authority before entering into a management contract.
We value your privacy
We use cookies to improve your experience, analyse site traffic, and understand where our visitors come from.
You can choose which cookies you're happy with, and change your preferences at any time.
Read our Privacy Policy and Cookie Policy to learn more.
Cookie preferences
Essential cookies Always on
Required for the website to function properly. These cannot be disabled.
Analytics cookies
Help us understand how visitors use our site so we can improve it. Data is anonymised.
Marketing cookies
Used to show you relevant content and measure advertising effectiveness.